Right to Light Insurance

Right to Light Insurance: Inside a room with a window that is letting a lot of light in.

A Right to Light is an easement entitling the owner of the building on one piece of land to receive the flow of daylight across a neighbouring property.

The most common form of interference with a Right to Light is when a neighbouring property is extended or developed, reducing the flow of light into the building.

This type of insurance protects developers and investors in the event that affected neighbours seek an injunction to stop or cut back the proposed development. The following covers are available, as not all developments can be insurable: 

1. Damages and compensation awarded

2. Alteration and demolition costs incurred with a court order

3. Diminution of market value as a result of an award

4. Abortive costs incurred

Our team can advise you on the correct level of cover to have in place and will assist in any claims should they arise.